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Constance L Joy

Advisor

Role and Company

Self Employed, Bank of America

Expertise

10 years experience in financial services

Location

Virginia Beach , VA

About Constance L

My education consist of my GED from The District of Columbia, and two years of college. I am semi retired self employed with a back ground in the main arenas that concern everyone's everyday personal finance but more so for military personal and their families. For 20 years I was a military dependent spouse (Air Force & USMC) which allowed me to know and understand the true meaning of "constant change". My granddaughter is currently Active Duty Army.

My experience consist of 30+ years in Income Tax Preparation, IRS registered. 8 years in Real Estate Sales, 11 years in Mortgage Loan Origination & Modifications, 2 years in Insurance with emphasis on Living Benefits & tax free Retirement. 19 years Money Management, how to pay less taxes, get out of debt quickly without changing your spending habits.

MY passion is to educate our youth on Financial Literacy which is severely lacking in our schools today but much needed also entrepreneurship for kids and adults.

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Constance L's Recent Answers

9 years ago

I started a business in August 2014, I just retired from the Army in January 2015. I was funded by several investors, but I haven't sold a single product and the seed money is gone. What should I do next?

Hello Robert, one place you can check is your local Small Business Development Center (SBDC). Recently some of them across...

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9 years ago

Why is it so hard to find employment after the military?

Hi James, everything said above is correct but you need something while still on standby. Try some HI TECH Temp...

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9 years ago

Looking for some advice on awesome reads on developing the Entrepreneurial spirit.

Jimetrius, Sales people do not sell product or services. What they do, do is sell themselves (first) then their knowledge...

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9 years ago

I'm trying to find where to start to look for financing to start a single truck heavy haul trucking company?

Charles, Do you have a business plan? What kind of money are you looking for? Do you have any contracts...

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9 years ago

I have a question about workers comp. insurance.

Richard, You do not have to have workman's comp for yourself. I live in southern Virginia and have worked for...

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